Jeffrey Shoemaker Citizens Bank

Jeffrey Shoemaker

Loan Officer at Citizens

NMLS ID #404782

Main Number
(814) 234-6301(814) 234-6301

Address

1900 S. Atherton Street
State College, PA 16801
US

Contact

Cell:
Mobile
(814) 360-9224(814) 360-9224
Fax:
Fax Number
(866) 716-8709(866) 716-8709
Email:jeffrey.shoemaker@citizensbank.com
Mortgage Calculator
What Can I Afford

About Jeffrey

Central Pennsylvania is a wonderful place to live, and choosing to buy or build a home here couldn’t be better.

As an experienced mortgage loan officer with more than 22 years of experience in the industry, I am very knowledgeable about the variety of different home loan programs we offer. Whether you’re a first-time homebuyer or a seasoned homeowner, I’ll walk you through the mortgage process and answer your questions, big or small. I can assist you with your purchase, refinancing or construction-to Permanent financing needs.

I am proud graduate of Penn State (Go Lions!) and also served in the United States Army. My wife and two children call State College home and we enjoy giving back to the community by volunteering at church, coaching youth sports and raising funds for the State College Food Bank.

Helping people achieve their dream of homeownership is my passion, so please let me know how I can help you!

Awards

  • 2019, 2023 Citizens of Excellence Winner
  • 2018-2023 President's Club Winner

Education & Certifications

  • Citizens Bank Construction-to-Permanent Certified

Connect With Me

Link to linkedinLink to facebook

About Citizens

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Featured Products & Services

  • Fixed and adjustable rate mortgages
  • Affordable home financing programs
  • FHA/VA loan programs
  • Jumbo loans
  • Condo financing
  • Physician home loans
  • Second home and investment property loans
  • Construction-to-permanent financing
  • Renovation-to-permanent financing

Fast. Convenient. Easy. Apply Online Today.

Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²

Manage Your Mortgage on the Go

The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!

Get 0.125% Mortgage Interest Rate Discount

Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.

Mortgage Calculator
This simple purchase mortgage calculator is an illustrative tool to help you estimate what your monthly mortgage payment could be when shopping for a home. You can adjust your loan amounts, interest rate and loan term to see how much your payment might change. It’s important to know that your specific interest rate will depend on your overall credit profile including your credit score, income, and debt-to-income ratio (the sum of all of your debts and new mortgage payment divided by your gross monthly income). I am happy to help explain the details and all the different product options we have available so you have a more definitive idea of how much house you can afford.
Calculate Your Monthly Payments*
Calculate Your Maximum Loan Amounts*
>Loan Amount
Interest rate (%)
>Loan term
Calculate
Interest rate and loan term are both required. Loan term must be between 120 and 360 months.
Monthly Payments
$400
Total Cost of Mortgage $400
Monthly Payments
Interest rate (%)
>
Loan term
Calculate
Interest rate and loan term are both required. Loan term must be between 120 and 360 months.
You Could Borrow
$400
Total Cost of Mortgage $400
*Disclosure: The above tool estimates potential fixed rate monthly mortgage payments for purchase transactions and does not include property taxes, homeowners’ hazard insurance, mortgage insurance, flood insurance, homeowners association fees, closing costs or any other related monthly fees. This calculator is intended for informational purposes only and accuracy is not guaranteed. This calculator does not assure the availability of or your eligibility for any specific product offered by Citizens or its affiliates, nor does the calculator predict or guarantee the actual rate. You are viewing a third party created calculator and as such, Citizens assumes no responsibility for, nor does it control, endorse or guarantee any aspect of your use of this calculator.

Bank Branches Served

Citizens 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 12:00 PMClosed Today
2 W Main St
Mechanicsburg, PA 17055
US
Citizens 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 12:00 PMClosed Today
1826 N Atherton St
State College, PA 16803
US
Citizens 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 12:00 PMClosed Today
1900 South Atherton Street
State College, PA 16801
US
Citizens 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PM 9:00 AM - 4:00 PMClosed Today Closed Today
214 East College Ave
State College, PA 16801
US